Post #378,938
8/7/13 6:34:57 PM
8/7/13 6:35:56 PM
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I pay over $18,000 in premiums you ass munch.
And for my full family and everything...
$2389 per month.
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greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
Edited by folkert
Aug. 7, 2013, 06:35:56 PM EDT
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Post #378,939
8/7/13 6:44:24 PM
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Still don't understand why you pay so much
BCBS of Michigan will take anyone - by law, they're the insurer of last resort in Michigan. They don't charge based on history either. 80/20 $2500 deductible runs about $800/mo for a family of 4, I think. Certainly not any $2400/mo. The only rub is a 6mo pre-existing exclusionary period, but that doesn't count for kids and (IIRC) it's waived in certain circumstances.
Regards, -scott Welcome to Rivendell, Mr. Anderson.
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Post #378,940
8/7/13 6:51:45 PM
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thats why he whines so much and wants me
to pay his fair share. Not my fault he has the most expensive plan in the country
Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
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Post #378,941
8/7/13 6:57:36 PM
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oh...
Fuck yourself.
I pay the employer portion and everything for dental and vision coverage. Plus I have a bit of long term disability in there should I ever fucking need it you ass munch.
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greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
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Post #378,946
8/7/13 8:51:02 PM
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hey, Im not the one avoiding paying into the collective we
Ass munch youself. You owe the feds about 4k on that money if there was a level playing field. All you fat cats on a benefit heavy contract to avoid paying taxes, would have to pay that shit AFTER taxes, like the great unwashed over here. So how much did you bet that you would be fucking demented before the age of 50? Looks like you made the right bet.
Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
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Post #378,948
8/7/13 11:11:00 PM
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... you can just live in your own world.
I make far less than you do anyway... so WTF are you worrying about.
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greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
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Post #378,942
8/7/13 7:03:01 PM
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Company has no brick and mortar in Michigan.
So, due to some things to deal with how Michigan sees foreign entities (not in the Michigan Tax base) Coverage is based on a very nasty and complex series of things the Politicians put in place oh so many years ago and they still have the protectionism going on...
At least that is what I am being told.
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greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
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Post #378,943
8/7/13 7:41:59 PM
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So don't get your coverage through your company.
BCBS doesn't care about pre-existing if you don't care about a 6 month exclusion period (which will only be 3 months given that ends in 2014).
Regards, -scott Welcome to Rivendell, Mr. Anderson.
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Post #378,949
8/7/13 11:15:05 PM
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The only stuff they will "provide"
Is through an "HR" company called Trinet.
I'm almost ready to just have them pay me and have the money and then buy my own.
We have pre-existing conditions already... Diabetes, My adult Child has some existing things going on...
So that leaves us out.
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greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
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Post #378,958
8/8/13 2:15:09 PM
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Ignore what your company provides.
Just drop their insurance. You'll save money regardless, from the sounds of it.
With respect to the pre-existing conditions, only you can make the decision if 3 months is too long. Given the cost of insulin, I would imagine it might still be cheaper to pay for it out of pocket for a few months.
I pay $300/mo for my BCBS insurance, for just me, and I've got enough pre-existing conditions that other insurance companies won't cover me.
Regards, -scott Welcome to Rivendell, Mr. Anderson.
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Post #378,960
8/8/13 3:08:04 PM
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go to costco and get some
Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
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