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New I pay over $18,000 in premiums you ass munch.
And for my full family and everything...

$2389 per month.
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greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
Expand Edited by folkert Aug. 7, 2013, 06:35:56 PM EDT
New Still don't understand why you pay so much
BCBS of Michigan will take anyone - by law, they're the insurer of last resort in Michigan. They don't charge based on history either. 80/20 $2500 deductible runs about $800/mo for a family of 4, I think. Certainly not any $2400/mo. The only rub is a 6mo pre-existing exclusionary period, but that doesn't count for kids and (IIRC) it's waived in certain circumstances.
Regards,
-scott
Welcome to Rivendell, Mr. Anderson.
New thats why he whines so much and wants me
to pay his fair share. Not my fault he has the most expensive plan in the country
Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
New oh...
Fuck yourself.

I pay the employer portion and everything for dental and vision coverage. Plus I have a bit of long term disability in there should I ever fucking need it you ass munch.
--
greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
New hey, Im not the one avoiding paying into the collective we
Ass munch youself. You owe the feds about 4k on that money if there was a level playing field. All you fat cats on a benefit heavy contract to avoid paying taxes, would have to pay that shit AFTER taxes, like the great unwashed over here. So how much did you bet that you would be fucking demented before the age of 50? Looks like you made the right bet.
Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
New ... you can just live in your own world.
I make far less than you do anyway... so WTF are you worrying about.
--
greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
New Company has no brick and mortar in Michigan.
So, due to some things to deal with how Michigan sees foreign entities (not in the Michigan Tax base) Coverage is based on a very nasty and complex series of things the Politicians put in place oh so many years ago and they still have the protectionism going on...

At least that is what I am being told.
--
greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
New So don't get your coverage through your company.
BCBS doesn't care about pre-existing if you don't care about a 6 month exclusion period (which will only be 3 months given that ends in 2014).
Regards,
-scott
Welcome to Rivendell, Mr. Anderson.
New The only stuff they will "provide"
Is through an "HR" company called Trinet.

I'm almost ready to just have them pay me and have the money and then buy my own.

We have pre-existing conditions already... Diabetes, My adult Child has some existing things going on...

So that leaves us out.
--
greg@gregfolkert.net
PGP key 1024D/B524687C 2003-08-05
Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
New Ignore what your company provides.
Just drop their insurance. You'll save money regardless, from the sounds of it.

With respect to the pre-existing conditions, only you can make the decision if 3 months is too long. Given the cost of insulin, I would imagine it might still be cheaper to pay for it out of pocket for a few months.

I pay $300/mo for my BCBS insurance, for just me, and I've got enough pre-existing conditions that other insurance companies won't cover me.
Regards,
-scott
Welcome to Rivendell, Mr. Anderson.
New go to costco and get some
https://www51.aetna....stco/basicInfo.do
Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
     one for nother, now he is back - (boxley) - (56)
         Cherry-picking, of course. - (Another Scott) - (25)
             lets see, is he cherry picking the rates on his desk - (boxley) - (24)
                 Rates on his desk aren't the last word. - (Another Scott) - (23)
                     not talking about a story about misinformed reporters - (boxley) - (22)
                         Georgia is actively... - (folkert)
                         Read it again. - (Another Scott) - (20)
                             you can read pressers all you want - (boxley) - (19)
                                 It is the insurance companies that... - (folkert) - (18)
                                     suck it up, ssi got it covered - (boxley) - (17)
                                         Not really... - (folkert) - (16)
                                             kwitcherbitchin we all have choices -NT - (boxley) - (15)
                                                 But I'll have to pay for yours... - (folkert) - (14)
                                                     I have been paying for mine since they started deducting - (boxley) - (13)
                                                         Listen BO... - (folkert) - (12)
                                                             readme in my posts - (boxley) - (11)
                                                                 I pay over $18,000 in premiums you ass munch. - (folkert) - (10)
                                                                     Still don't understand why you pay so much - (malraux) - (9)
                                                                         thats why he whines so much and wants me - (boxley) - (3)
                                                                             oh... - (folkert) - (2)
                                                                                 hey, Im not the one avoiding paying into the collective we - (boxley) - (1)
                                                                                     ... you can just live in your own world. - (folkert)
                                                                         Company has no brick and mortar in Michigan. - (folkert) - (4)
                                                                             So don't get your coverage through your company. - (malraux) - (3)
                                                                                 The only stuff they will "provide" - (folkert) - (2)
                                                                                     Ignore what your company provides. - (malraux)
                                                                                     go to costco and get some - (boxley)
         You sound like a frigging Fox-Limbaugh-Koch trumpet. - (CRConrad) - (14)
             nice rant, perhaps you should save it for something useful - (boxley) - (13)
                 Funny how he's the only one asking for a waiver, huh. -NT - (Another Scott) - (11)
                     he is doing the job he was elected for -NT - (boxley)
                     took a quick look - (boxley) - (9)
                         Meh. - (Another Scott) - (8)
                             so he wants her sig that 198% is okay, coverin his butt -NT - (boxley) - (7)
                                 Sure. He's totally sincere. - (Another Scott) - (6)
                                     I don't care whether he is sincere - (boxley) - (5)
                                         When would a robber baron *not* sincerely want to charge... - (CRConrad) - (3)
                                             Hey I like the idea of forcing healthy young folks to pay - (boxley) - (2)
                                                 Sorry; please learn to write English if you want a reply. - (CRConrad) - (1)
                                                     yer outta practice :-) -NT - (boxley)
                                         Was you ever bit by a dead Bee? Y'know they can ... ... -NT - (Ashton)
                 "Rant"?!? A) That was an effing *quip*, Bubba! - (CRConrad)
         Affordable Care Act is working... - (folkert)
         Wonkette has more... - (Another Scott) - (13)
             Gee... - (mmoffitt)
             those darn repo's - (boxley) - (11)
                 Once again Bill - (jake123) - (10)
                     not having a background check for navigators - (boxley) - (9)
                         But that's not what they're talking about, now is it? -NT - (jake123) - (8)
                             what who is talking about? - (boxley) - (7)
                                 Ralph Hudgens, the insurance commissioner - (jake123) - (6)
                                     one man's obstruction may be another man's well thought out - (boxley) - (1)
                                         That is *NOT*... - (folkert)
                                     BOxley is blind... - (folkert) - (3)
                                         Nope, you are... - (hnick) - (2)
                                             I am past... - (folkert) - (1)
                                                 on the edits... - (folkert)

This may also found a Chair at yer fav oyster bar and Chair-filling establishment.
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