Clearly we should cut federal, state and local taxes to fix this problem. That way the courts will have an incentive to do their constitutional duty to independently investigate the quality of evidence presented in a civil suit.

</snark>

IANAL, but it's my understanding that in civil cases the court relies on the 2 parties to present truthful evidence. Witnesses are sworn in, affidavits are signed, etc. Lying to the court is a very serious offense.

Your opinions about what should happen in court, and how "simple" it would be to fix this problem, would require a wholesale change in the role of the courts in the US. It's not going to happen.

Again: The fault lies with the plaintiff(s) - the banks and the people on their side. They presented faulty evidence as fact.

My $0.02.

Cheers,
Scott.