AMEX

Darrell Spice, Jr. [link|http://www.spiceware.org/cgi-bin/spa.pl?album=./Artistic%20Overpass|Artistic Overpass]\n[link|http://www.spiceware.org/|SpiceWare] - We don't do Windows, it's too much of a chore

I have an AMEX horror story - it goes like this.
While a roadwarrior for Platinum Technology I was expected to front all expenses and get reimbursed.
This resulted in a routine rolling balance of about $10k.
Upon my resignation, Platinum decided to be nasty and denied my final expense report as "excessive".
Leaving me without the cash to pay the balance.

So I phone up AMEX immediately to let them know there is a problem and to arrange a payment schedule. We agree on a timetable and I agree not to use the card until payed off.

Every week they call to tell me I'm delinquent, send me threatening letters, and every week I ask if they have a record of the agreement. They do not. I fill in the latest goon on the situation and schedule and they say fine - no problem. Meanwhile I'm paying them as fast as I can. (Platinum came through with the cash about 3 months later).

But they still trashed my credit rating. Multiple derogetories.

So they don't honor their agreements and they screw you if they can.

Fuck em.

Post #111,701 by SpiceWare 7/28/03 10:32:34 AM Reply	AMEX I only use American Express now - it must be paid in full each month. Darrell Spice, Jr. [link\|http://www.spiceware.org/cgi-bin/spa.pl?album=./Artistic%20Overpass\|Artistic Overpass]\n[link\|http://www.spiceware.org/\|SpiceWare] - We don't do Windows, it's too much of a chore
Post #111,712 by tuberculosis 7/28/03 11:20:19 AM 8/21/07 6:07:22 AM Reply	I'll never use them again I have an AMEX horror story - it goes like this. While a roadwarrior for Platinum Technology I was expected to front all expenses and get reimbursed. This resulted in a routine rolling balance of about $10k. Upon my resignation, Platinum decided to be nasty and denied my final expense report as "excessive". Leaving me without the cash to pay the balance. So I phone up AMEX immediately to let them know there is a problem and to arrange a payment schedule. We agree on a timetable and I agree not to use the card until payed off. Every week they call to tell me I'm delinquent, send me threatening letters, and every week I ask if they have a record of the agreement. They do not. I fill in the latest goon on the situation and schedule and they say fine - no problem. Meanwhile I'm paying them as fast as I can. (Platinum came through with the cash about 3 months later). But they still trashed my credit rating. Multiple derogetories. So they don't honor their agreements and they screw you if they can. Fuck em. Smalltalk is dangerous. It is a drug. My advice to you would be don't try it; it could ruin your life. Once you take the time to learn it (to REALLY learn it) you will see that there is nothing out there (yet) to touch it. Of course, like all drugs, how dangerous it is depends on your character. It may be that once you've got to this stage you'll find it difficult (if not impossible) to "go back" to other languages and, if you are forced to, you might become an embittered character constantly muttering ascerbic comments under your breath. Who knows, you may even have to quit the software industry altogether because nothing else lives up to your new expectations. --AndyBower Edited by tuberculosis Aug. 21, 2007, 06:07:22 AM EDT Expand All History
Post #111,780 by kmself 7/28/03 5:51:35 PM Reply	Get it in writing Was the repayment schedule recorded in any document? --\r\n Karsten M. Self [link\|mailto:kmself@ix.netcom.com\|kmself@ix.netcom.com]\r\n [link\|http://kmself.home.netcom.com/\|http://kmself.home.netcom.com/]\r\n What part of "gestalt" don't you understand?\r\n [link\|http://twiki.iwethey.org/twiki/bin/view/Main/\|TWikIWETHEY] -- an experiment in collective intelligence. Stupidity. Whatever.\r\n \r\n Keep software free. Oppose the CBDTPA. Kill S.2048 dead.\r\n[link\|http://www.eff.org/alerts/20020322_eff_cbdtpa_alert.html\|http://www.eff.org/alerts/20020322_eff_cbdtpa_alert.html]\r\n
Post #111,790 by tuberculosis 7/28/03 7:05:28 PM 8/21/07 6:08:50 AM Reply	Tried that But giant faceless corporation couldn't send me a letter, I sent them one but they ignored it. You can't win. So I don't play. As a result of this, I no longer loan money (front expenses) for employers. Its put off a fair number of bean counters but I just stand firm and say that if they want me to travel, they have to pay up front. So far its caused grumbling and resulted in advance checks being cut. Smalltalk is dangerous. It is a drug. My advice to you would be don't try it; it could ruin your life. Once you take the time to learn it (to REALLY learn it) you will see that there is nothing out there (yet) to touch it. Of course, like all drugs, how dangerous it is depends on your character. It may be that once you've got to this stage you'll find it difficult (if not impossible) to "go back" to other languages and, if you are forced to, you might become an embittered character constantly muttering ascerbic comments under your breath. Who knows, you may even have to quit the software industry altogether because nothing else lives up to your new expectations. --AndyBower Edited by tuberculosis Aug. 21, 2007, 06:08:50 AM EDT Expand All History
Post #111,988 by Ashton 7/30/03 3:51:16 AM Reply	Welcome brother Made IBM cut a check for some samples of a (electrical) "contact enhancing" chemical. I wouldn't accept their PO with multi-week settle date. They paid. Anonymity - I think that's what brings out the execrable BS buck passing, from a random phone line within the great Corporate womb. Ashton
Post #111,718 by bbronson 7/28/03 11:28:02 AM Reply	I like Discover No annual fee, and since I pay off the entire balance every month, an effective negative interest rate. They're paying me to spend money I'm going to spend anyway, and that's fine with me. Brian Bronson
Post #111,759 by Ashton 7/28/03 4:09:02 PM Reply	But isn't that the only sane way to use any CC? Then you get the use of their funds through the billing cycle (they still rake off from the merchants - so they don't dislike the fast-payers as much as some make out..) All I know fershure is - anyone who maintains a rotating balance at 20+ percent with THIS Prime Rate - has failed the IQ test (or is living in perpetual Emergency, as.. only sometimes is unavoidable). Ashton
Post #111,785 by bbronson 7/28/03 6:27:58 PM Reply	Yessirree, but trying to convince some people of this is harder than it should be! Like some of my friends and relatives. Brian Bronson

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