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Welcome to IWETHEY!

New I like Discover
No annual fee, and since I pay off the entire balance every month, an effective negative interest rate. They're paying me to spend money I'm going to spend anyway, and that's fine with me.

Brian Bronson
New But isn't that the only sane way to use any CC?
Then you get the use of their funds through the billing cycle (they still rake off from the merchants - so they don't dislike the fast-payers as much as some make out..)

All I know fershure is - anyone who maintains a rotating balance at 20+ percent with THIS Prime Rate - has failed the IQ test (or is living in perpetual Emergency, as.. only *sometimes* is unavoidable).

Ashton
New Yessirree, but trying to convince some people of this
is harder than it should be! Like some of my friends and relatives.

Brian Bronson
     Credit card companies and their increasing power - (lincoln) - (27)
         I don't use them - (tuberculosis) - (13)
             How do you rent a car? -NT - (Another Scott) - (9)
                 Many local branches will rent on a debit card - (FuManChu)
                 AMEX - (SpiceWare) - (7)
                     I'll never use them again - (tuberculosis) - (3)
                         Get it in writing - (kmself) - (2)
                             Tried that - (tuberculosis) - (1)
                                 Welcome brother - (Ashton)
                     I like Discover - (bbronson) - (2)
                         But isn't that the only sane way to use any CC? - (Ashton) - (1)
                             Yessirree, but trying to convince some people of this - (bbronson)
             I've cut back on my use of them - (orion)
             CC advantages - (kmself)
             Credit card is much better if used correctly - (bluke)
         It's that penultimate sentence which is the Killer - - (Ashton)
         Ahh, so it's not people's greed and impatience, it's credit - (Arkadiy) - (5)
             Agreed. - (a6l6e6x)
             Bingo -NT - (bbronson)
             Good reminder : also dispute resolution, leverage on returns -NT - (Ashton)
             The problem is if you trip.... - (kmself) - (1)
                 The problem happens when you don't pay - (Arkadiy)
         Re: Credit card companies and their increasing power - (Nightowl)
         Forget credit card debt, student loans will sink the U.S. -NT - (inthane-chan) - (4)
             don't remind me. - (Steve Lowe) - (2)
                 Difference between credit card debt and student loans... - (inthane-chan) - (1)
                     Neoconmen are Incapable of subtle thought; could care less.. -NT - (Ashton)
             Canada too - (jake123)

I turned to him, I said, "A-balone. You're just being shellfish." Well, I knew it was going to be trouble and so did Gill, who was already on the phone to the cods.
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