Several years ago when Oregon was putting together their plan, I read that ranked all maladies and drew a line at about number 800. If you suffered from maladies 1 to 800, you were covered. If you suffered from maldies 801 to infinity, you were out of luck. That's rationing, and I have yet to see a proponent of universal coverage address the rationing that will occur.
You only listed one of the 2 big problems with HillaryCare: mandated HMO system. The other was outlawing all medical care outside of the HillaryCare system. Another problem (I don't know if it's big or lesser) was quotas on the types of doctors ("We have too many ear, nose and throat specialists, so you'll be a proctologist. Next applicant?") Would you like the government telling you that, if you want to work in IT, you must be a VB programmer, and that it would be illegal for you to do SmallTalk consulting on the side?
The big question is, if inflation is at ~3%, why are health insurance premiums going up ~25-50%? I don't think doctor salaries are the primary cause.
Brian Bronson