Because I don't want any issues with art "borrowing". Also, which graphics editor did you use?
It seems to me that the nifty low end easy art tools we used to have on the Mac have gone by the wayside - either you have to bite the bullet and learn something fairly complex, or you get really lame paint tools with no transparency controls.
The "HTML generator" is TextEdit. It *was* a text document I just "saved as HTML" one day and have been hacking on since.