you're paying down your balances; well how's 'bout a little tempation to jack them back up again? Oh, and here's a cheque for $3134.18 payable to you just because we're nice guys. Don't look to closely at the terms though (cash advance at max rate most likely).

In short, take it as a hint that you're doing something right. Ignore it and keep on doin' what you're doin'.