Look at it from the point of veiw of work that needs doing
and prices for such work.
$35 mln buys a lot of stuff in those parts.
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Q. I think I need to see a specialist, but my doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his/her office?
A. Hard to say, but considering that all you're risking is the $20 co-payment, there's no harm in giving it a shot.