She could have a degree in childhood development. Appropriate for a childcare worker. People in that job love it, but the pay, well, as a society we don't realize that there is more to the job than just babysitting...

Cheers,
Ben

PS You haven't peaked your lifetime earning potential yet. Take a look at [link|http://www.infoworld.com/article/04/06/11/24FEcompsurv_1.html?s=feature|http://www.infoworld..._1.html?s=feature] and see some of the options for moving up. Also if you did the same job in this city, you'd get paid more. (Life would cost more as well - so it probably isn't a win.) As for Susan, while social services tops out, her skills could also segue into alternate careers. For instance a school counselor probably makes somewhat more.