Agree in spades.
Liability insurance rates are astronomical. My old partner and I used to do human machine interfaces. Contracts with GM required a penalty of $45/minute for any downtime on any assembly line that was caused by e & o that was related to our development. Getting insurance for that was extremely pricey. I know your situation is different, but e & o can wipe you out if you're not careful.
bcnu,
Mikem
It would seem, therefore, that the three human impulses embodied in religion are fear, conceit, and hatred. The purpose of religion, one might say, is to give an air of respectibility to these passions. -- Bertrand Russell