So, when I moved up to Chicagoland from Texas 8 years ago, I signed up for an account with First Chicago Bank. A few years back, Bank One gobbled them up. One or two years ago, JPMorganChaseManhattanAndOtherLongNamesHere bought out Bank One.
As of the end of March, my former bank website, [link|https://www.bankone.com/|https://www.bankone.com/] has now become [link|http://www.chase.com/|http://www.chase.com/] . Note the difference in the security of the two URLs.
In fact, when I type in "[link|https://www.chase.com/|https://www.chase.com/]" into my browser, I am automatically redirected to "[link|http://www.chase.com/|http://www.chase.com/]". I get no choice to stay on the secure server. On this front page, I am prompted for my Username and Password. According to View Source, the <form action> for this login prompt is "[link|https://chaseonline.chase.com/siteminderagent/forms/formpost.fcc|https://chaseonline....orms/formpost.fcc]".
So my question is...
The URL of the page I'm at is "http" -- insecure. When I submit my username/password on an insecure page to a form whose action is "https", is the username/password sent in cleartext, or is the fact that the action goes to a secure server enough that the browser encrypts it prior to any traffic leaving my laptop?