To quote my fave character on "The Young Ones":
Vivian: "What a complete and total Bastard!"
Or
From "Teenage Mutant Ninja Turtles"
"Gee, it's kinda like 'Moonlighting', innit?" (snicker)
My best advice is: Get yourself Personal Finance For Dummies. It is the best gift you can give yourself because it will teach you everything you need to know about money ( at least to begin with). Then you can yell back at your FP :-)
Thanks for the show of support. It's like rocket fuel to me.
Hugs all around,
Amy