I HATE CREDIT COMPANIES)(!*@%$(*&^%!@#($&*^%(*!&^@#$%(*&^%
In 1997, my exwife and I bought a car. 2 months later, she moves out and we go through a nasty divorce.
She takes the car, our divorce decree states she's responsible for it.
She stops making payments.
GMAC sues me and gets a judgement. I contact my ex who says she's taking care of it. (bad mistake) I contact GMAC and my Lawyer (scum sucking leech). Am told the contract on the car supercedes the divorce decree. Bend over time.
My wages get garnished. At the time, I was about to get married to my current wife, between the garnishment and child support, I had less than $200 per month to live on.
Car is now paid off(as of 12/99), everything's fine. Except the judgment on my credit report.
Trying to buy a car now, NOPE!
Tried to buy a house a few months ago, NOPE!
Our credit isn't terribly bad otherwise, a couple late payments in the past 2 years is it.
Just got off phone with GMAC, got a "sorry, life sucks" story.
Off to write Equifax, Experian, and TransUnion now.
Bastards.