that allows it. If you can run CMD.EXE in the NT/2K/XP/2003 schedule program, it will be run as Admin access. Any program you open from that CLI will get run with Admin access inculding NET.EXE, horror of horrors!
Users can bypass the program install block by installing certain software to their Documents directory which has write access. A real secure system wouldn't even let them run the install program. Some programs check for Admin rights before installing, but some like OOo does not. It is up to the install program to check for access rights before installing.
If the user has access to the Notepad or Wordpad, they can give themselves access to almost anything. Usually by "Viewing Source" in IE, they get a Notepad program, even if their policies and rights disable it. All they do is clear out the HTML source and write in a batch file and save it somewhere writable, like their start menu or documents folder. Then click on it. Create a command to add CMD.EXE to the scheduler, and they can get Admin access or whatever the system runs those programs as.
Also IIS and other programs run as certain users and have a certain level of access that the logged in user may not have. So an ASP web page can be used to write to a file or database, when the user cannot, via IIS.