If I can my work to pay me the benefit money, I get a $1100/month increase in pay. I get better coverage for $1100/month less money. Well not completely, I'd still have to pay for the Dental, Vision, accidental Death, long term disability... but that still gives me about $960 more per month.
I thought you said it was going to increase everybody's costs.
Explain that to me. My State is fighting this tooth and nail...