So if it *is* compromised, you don't have someone loose in all your internet accounts.
But of course, you already know that.
Then, too, if many of them are following "industry standard" (which it's now - someone just thinks it is), then the same hacker is probably going to snarf all those accounts, too.
But I imagine you already know that, too.
So good luck on the education. :-)
Wade.