I've run up about $30k in medical bills in the last 3 months. I'll be spending another $2k per month for the next 8 months or so.
Almost all (apart from $15 copays) has been payed for by insurance. The insurance I can buy on my own as a contractor wouldn't have covered me nearly as well as I got from the bigco I work for now.
So I'm stuck looking for perm slots at A-list companies with great benes.