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New The old guidline
rent<=1 week's wages
is gone forever. Most people I know anymore have rents that take >1/2 of thier pay (some >3/4). Many have real credit card problems - aquired when times were better (myself included).

Only multiple incomes in a single dwelling alleviate this; remember that budgeting without accumulating signifigant savings insures the eventual slide downhill into poverty. Emergencies happen - and expenses cannot always be recouped via insurance or legal recourse.

Imric's Tips for Living
  • Paranoia Is a Survival Trait
  • Pessimists are never disappointed - but sometimes, if they are very lucky, they can be pleasantly surprised...
  • Even though everyone is out to get you, it doesn't matter unless you let them win.
Collapse Edited by imric Nov. 12, 2002, 09:03:42 PM EST
The old guidline
rent<=1 week's wages
is gone forever. Most people I know anymore have rents that take >1/2 of thier pay (some >3/4). Many have real credit card problems - aquired when times were better (myself included).

Only multiple incomes in a single dwelling alleviate this; remember that budgeting without accumulateing signifigant savings insures the eventual slide downhill into poverty. Emergencies happen - and expenses cannot always be recouped via insurance or legal recourse.

Imric's Tips for Living
  • Paranoia Is a Survival Trait
  • Pessimists are never disappointed - but sometimes, if they are very lucky, they can be pleasantly surprised...
  • Even though everyone is out to get you, it doesn't matter unless you let them win.
New Student loans, too.
The wife has some significant student loans attached to her name - from getting a masters degree in a field that amounts to basically doing charity work - I.E., giving mental health care to kids that society doesn't give a shit about until they get old enough to be electrocuted for killing somebody.

Yeah, I'm in a pissy mood this morning, so fuck off already. ;)
DM: "OKay, you round the corner, and entering the alleyway, you see two men standing on eachother's shoulders."

*silence at the table*

Player: "F#$% it, we're fighting Cirque de Soleil! Run for your life!"
New Hoping the Prozac helps :=)
I'm still recovering from a chess tournament last weekend, damn that beat me down bad.

     Project Censored - (JayMehaffey) - (12)
         I Want Out -NT - (deSitter)
         {ugh} - and that's just THIS Year's collection.. -NT - (Ashton)
         They missed at least one biggie - (ben_tilly)
         Jeez! - (jb4)
         Sorry to break it to you... - (Arkadiy) - (7)
             Re: Sorry to break it to you... - (JayMehaffey) - (6)
                 Re: Sorry to break it to you... - (wharris2) - (5)
                     If I really had to cut back - (boxley) - (1)
                         homebrew's cheaper - (mhuber)
                     The old guidline - (imric) - (2)
                         Student loans, too. - (inthane-chan) - (1)
                             Hoping the Prozac helps :=) - (wharris2)

I can't shake this feeling from my head.
41 ms