Yup, we are much different.

Keeping up with the Jones?

Yup.

Buy way too much house in way to good neighborhood on the assumption 10 years later your salary catches up with your costs and you can start getting "ahead". Live on peanut butter and eggs and ramen noodles until then.

Actually, took me about 5 years but I was a techie in early techie times. A 5% yearly raise was an absolute minimum. Don't forget the expected bonuses.

So I had it far better than most in my cohort. Even though interest rates sucked.