When I did that back in 1992, the check for the balance was all it took.
Alex
"There is a cult of ignorance in the United States, and there has always been. The strain of anti-intellectualism has been a constant thread winding its way through our political and cultural life, nurtured by the false notion that democracy means that "my ignorance is just as good as your knowledge."
Well, given that the original mortgage was something more than 8% + PMI, and the refi was 2.75%, I’m prepared to regard the fuck-you fees as a rounding error. Anyway, it’s all behind me now.