That's because ...
like continuing coverage past the birthday, to the next billing cycle, to the end of the month, etc. it is up to (1) the insurance company (2) the State and/or (3) the employer. I won't disagree that most insurance companies will allow you to switch plans after your youngest has his or her 26th birthday, but our broker has told us that a plain text reading of the law does not compel the carrier to do that. |
|
Didn't you say ...
Because in March the ACA forbids you from continuing to cover your child under your health insurance policy and because the private health insurer will not allow you to change plans mid-cycle http://forum.iwethey.org/forum/post/413805/ Now you're down to ... I won't disagree that most insurance companies will allow you to switch plans after your youngest has his or her 26th birthday, but our broker has told us that a plain text reading of the law does not compel the carrier to do that. So a plain reading does not compel them, according to your broker. This wouldn't by any chance be a broker you have selected because he agrees with your less-than-charitable views of the industry, would it? You also aren't disputing my assertion that the clear intent of the law is that children must be covered at least until they are 26, and that their birthday is intended to be considered a qualifying event on the policy under which they're covered. -- Drew |
The PPACA strikes my daughter.
- (mmoffitt)
- (67)
- Sept. 21, 2016, 09:20:00 AM EDT
Look through a longer lens.
- (pwhysall)
- (2)
- Sept. 21, 2016, 09:44:23 AM EDT
How do you understand US politics so well?
- (drook)
- (1)
- Sept. 21, 2016, 10:09:56 AM EDT
You know how you don't know who David Davis is, or what he does?
- (pwhysall)
- Sept. 21, 2016, 10:20:07 AM EDT
I did not have medical insurance until I was 45 lost it when I was 55, shrug
-NT
- (boxley)
- Sept. 21, 2016, 10:08:08 AM EDT
gotcher armband & jackboots right here
- (rcareaga)
- (44)
- Sept. 21, 2016, 10:37:48 AM EDT
Re: second, ...
- (mmoffitt)
- (43)
- Sept. 21, 2016, 01:54:27 PM EDT
Point of order...
- (Another Scott)
- (42)
- Sept. 21, 2016, 07:48:14 PM EDT
You're missing the point.
- (mmoffitt)
- (41)
- Sept. 22, 2016, 08:39:21 AM EDT
it is *still legal* for healthcare providers to refuse to care
- (boxley)
- (1)
- Sept. 22, 2016, 12:44:38 PM EDT
Providing healthcare? Yes.
- (mmoffitt)
- Sept. 22, 2016, 12:55:08 PM EDT
You're whining.
- (Another Scott)
- (31)
- Sept. 22, 2016, 06:04:26 PM EDT
Serious question.
- (mmoffitt)
- (30)
- Sept. 23, 2016, 01:21:04 PM EDT
Serious answer
- (drook)
- (2)
- Sept. 23, 2016, 01:40:51 PM EDT
By "Pragmatists" you mean capitulators, right?
- (mmoffitt)
- (1)
- Sept. 23, 2016, 02:13:07 PM EDT
Canada's system started in a few provinces then went national.
- (Another Scott)
- Sept. 23, 2016, 03:18:48 PM EDT
You didn't say "Single Payer". You said "Medicare for All"
- (Another Scott)
- (26)
- Sept. 23, 2016, 03:15:14 PM EDT
Re: What Medicare system are you advocating ... Yes. That one.
- (mmoffitt)
- (25)
- Sept. 26, 2016, 08:22:02 AM EDT
Our government isn't going to change unless people vote sensibly. Which means voting D.
-NT
- (Another Scott)
- (24)
- Sept. 26, 2016, 08:30:59 AM EDT
The last D put private insurers in our system by law. How'd that help?
-NT
- (mmoffitt)
- (23)
- Sept. 26, 2016, 08:39:22 AM EDT
"Put" isn't the word you're looking for there.
-NT
- (Another Scott)
- (4)
- Sept. 26, 2016, 08:43:54 AM EDT
Really? Private Insurers were in the system by federal law before?
-NT
- (mmoffitt)
- (3)
- Sept. 26, 2016, 11:06:35 AM EDT
Define "the system" that you're talking about for me. "Medicare Advantage" ring a bell?
-NT
- (Another Scott)
- (2)
- Sept. 26, 2016, 11:42:44 AM EDT
Part C is redundant coverage that could have been placed in part B.
-NT
- (mmoffitt)
- (1)
- Sept. 26, 2016, 11:54:07 AM EDT
Shoulda woulda coulda. The law and the system has to deal with reality. ;-)
-NT
- (Another Scott)
- Sept. 26, 2016, 12:05:48 PM EDT
Action first, payment second
- (drook)
- (17)
- Sept. 26, 2016, 10:09:51 AM EDT
Not at all.
- (mmoffitt)
- (16)
- Sept. 26, 2016, 11:08:03 AM EDT
What does "as a right" mean?
- (drook)
- (15)
- Sept. 26, 2016, 11:34:34 AM EDT
In America, you get the healthcare you can pay for and nothing else. That's wrong.
- (mmoffitt)
- (14)
- Sept. 26, 2016, 11:56:19 AM EDT
In Canada...
- (Another Scott)
- (6)
- Sept. 26, 2016, 12:10:32 PM EDT
Well, there was one once.
- (mmoffitt)
- (5)
- Sept. 26, 2016, 02:29:39 PM EDT
Re: Well, there was one once.
- (Another Scott)
- (4)
- Sept. 26, 2016, 03:25:07 PM EDT
So, Mike was privileged even as a youth! :)
-NT
- (a6l6e6x)
- Sept. 26, 2016, 03:38:09 PM EDT
So, you know my own experiences better than I?
- (mmoffitt)
- (2)
- Sept. 26, 2016, 04:01:53 PM EDT
Point is, you were a sample of one. That is all. :-)
-NT
- (Another Scott)
- (1)
- Sept. 26, 2016, 04:06:16 PM EDT
Okay, Twas not the thrust anyway. :0)
-NT
- (mmoffitt)
- Sept. 26, 2016, 04:09:21 PM EDT
Thanks for confirming
- (drook)
- (6)
- Sept. 26, 2016, 01:55:52 PM EDT
You've got a strange definition of equality embedded in that statement.
-NT
- (mmoffitt)
- (5)
- Sept. 26, 2016, 02:30:28 PM EDT
More words, please?
-NT
- (drook)
- (4)
- Sept. 26, 2016, 02:34:08 PM EDT
Re: More words, please?
- (mmoffitt)
- (3)
- Sept. 26, 2016, 02:40:25 PM EDT
You don't seem to understand *your own* words
- (drook)
- (2)
- Sept. 26, 2016, 02:52:17 PM EDT
Simpler summary of my view: An unequal system is not a defensible system.
-NT
- (mmoffitt)
- (1)
- Sept. 26, 2016, 04:03:17 PM EDT
Do you prefer no system?
- (drook)
- Sept. 26, 2016, 05:00:41 PM EDT
Two things
- (drook)
- (6)
- Sept. 22, 2016, 06:39:36 PM EDT
Re: (2)
- (mmoffitt)
- (5)
- Sept. 23, 2016, 08:28:57 AM EDT
Read much?
- (drook)
- (4)
- Sept. 23, 2016, 09:58:49 AM EDT
Might depend on what "household" means here.
- (Another Scott)
- (3)
- Sept. 23, 2016, 10:26:58 AM EDT
They're covered
- (drook)
- Sept. 23, 2016, 10:46:08 AM EDT
That's because ...
- (mmoffitt)
- (1)
- Sept. 23, 2016, 12:59:16 PM EDT
Didn't you say ...
- (drook)
- Sept. 23, 2016, 01:50:06 PM EDT
So she would have been covered before the ACA?
-NT
- (malraux)
- (13)
- Sept. 21, 2016, 10:17:25 AM EDT
24 by law, but some plans it would have been 26. Both with no restrictions on pre-existing.
- (mmoffitt)
- (12)
- Sept. 21, 2016, 01:34:38 PM EDT
OK, so you paid through the end of the month
- (rcareaga)
- (7)
- Sept. 21, 2016, 02:07:42 PM EDT
I'd expect that attitude from a Hillary supporter.
- (mmoffitt)
- (6)
- Sept. 21, 2016, 02:12:19 PM EDT
FIFY
- (rcareaga)
- (5)
- Sept. 21, 2016, 02:37:27 PM EDT
But you *DID* get something.
- (mmoffitt)
- (4)
- Sept. 21, 2016, 04:28:21 PM EDT
What part of "tangible terms" was unclear?
-NT
- (rcareaga)
- (3)
- Sept. 21, 2016, 07:27:26 PM EDT
What part of "no tangible thing != nothing" is unclear?
- (mmoffitt)
- (2)
- Sept. 22, 2016, 08:41:35 AM EDT
you are betting hundreds of dollars every month that you will get a dread disease. You lose monthly
-NT
- (boxley)
- (1)
- Sept. 22, 2016, 12:51:27 PM EDT
I'm not so worried about myself.
- (mmoffitt)
- Sept. 22, 2016, 01:12:56 PM EDT
So....
- (malraux)
- (3)
- Sept. 21, 2016, 02:16:12 PM EDT
This bad, it had to be intentional.
- (mmoffitt)
- (2)
- Sept. 21, 2016, 02:18:55 PM EDT
Never ascribe to malice, etc.
- (malraux)
- (1)
- Sept. 21, 2016, 02:37:23 PM EDT
Come on, nobody's that thick. ;0)
-NT
- (mmoffitt)
- Sept. 21, 2016, 04:30:37 PM EDT
Could be worse
- (dmcarls)
- (1)
- Sept. 23, 2016, 10:44:07 PM EDT
Wow. Bibi got his, didn't he? Well done, Obama.
-NT
- (Another Scott)
- Sept. 23, 2016, 10:53:18 PM EDT
Yeah, Obama's horrible all right.
- (Another Scott)
- (1)
- Sept. 22, 2016, 06:31:19 PM EDT
Touching. Nice to see he knows how to use a six year old.
-NT
- (mmoffitt)
- Sept. 23, 2016, 08:25:01 AM EDT
