IWETHEY v. 0.3.0 | TODO
1,095 registered users | 2 active users | 0 LpH | Statistics
Login | Create New User
IWETHEY Banner

Welcome to IWETHEY!

IWETHEY Home / IWETHEY Board / Politics Forum / Might depend on what "household" means here.
Post #413,840
by Another Scott
9/23/16 10:26:58 AM
9/23/16 10:26:58 AM
Reply
New Might depend on what "household" means here.
But I think your interpretation is likely correct. It doesn't make much sense to be able to pick a different policy in one case and not the other.

A quick Google doesn't tell me explicitly what happens to the parents' policy choices when the 26 year old is no longer covered.

Cheers,
Scott.
Post #413,842
by drook
Picture of drook
9/23/16 10:46:08 AM
9/23/16 10:46:08 AM
Reply
New They're covered
https://www.healthcare.gov/income-and-household-information/household-size/
Non-dependent child under 26

Sometimes
Include them only if you want to cover them on your Marketplace plan.

If they're on your plan, they're considered a household member.
--

Drew
Post #413,847
by mmoffitt
9/23/16 12:59:16 PM
9/23/16 12:59:16 PM
Reply
New That's because ...
like continuing coverage past the birthday, to the next billing cycle, to the end of the month, etc. it is up to (1) the insurance company (2) the State and/or (3) the employer. I won't disagree that most insurance companies will allow you to switch plans after your youngest has his or her 26th birthday, but our broker has told us that a plain text reading of the law does not compel the carrier to do that.
Post #413,854
by drook
Picture of drook
9/23/16 1:50:05 PM
9/23/16 1:50:06 PM
Reply
New Didn't you say ...
Because in March the ACA forbids you from continuing to cover your child under your health insurance policy and because the private health insurer will not allow you to change plans mid-cycle

http://forum.iwethey.org/forum/post/413805/

Now you're down to ...
I won't disagree that most insurance companies will allow you to switch plans after your youngest has his or her 26th birthday, but our broker has told us that a plain text reading of the law does not compel the carrier to do that.

So a plain reading does not compel them, according to your broker. This wouldn't by any chance be a broker you have selected because he agrees with your less-than-charitable views of the industry, would it?

You also aren't disputing my assertion that the clear intent of the law is that children must be covered at least until they are 26, and that their birthday is intended to be considered a qualifying event on the policy under which they're covered.
--

Drew
     The PPACA strikes my daughter. - (mmoffitt) - (67) - Sept. 21, 2016, 09:20:00 AM EDT
         Look through a longer lens. - (pwhysall) - (2) - Sept. 21, 2016, 09:44:23 AM EDT
             How do you understand US politics so well? - (drook) - (1) - Sept. 21, 2016, 10:09:56 AM EDT
                 You know how you don't know who David Davis is, or what he does? - (pwhysall) - Sept. 21, 2016, 10:20:07 AM EDT
         I did not have medical insurance until I was 45 lost it when I was 55, shrug -NT - (boxley) - Sept. 21, 2016, 10:08:08 AM EDT
         gotcher armband & jackboots right here - (rcareaga) - (44) - Sept. 21, 2016, 10:37:48 AM EDT
             Re: second, ... - (mmoffitt) - (43) - Sept. 21, 2016, 01:54:27 PM EDT
                 Point of order... - (Another Scott) - (42) - Sept. 21, 2016, 07:48:14 PM EDT
                     You're missing the point. - (mmoffitt) - (41) - Sept. 22, 2016, 08:39:21 AM EDT
                         it is *still legal* for healthcare providers to refuse to care - (boxley) - (1) - Sept. 22, 2016, 12:44:38 PM EDT
                             Providing healthcare? Yes. - (mmoffitt) - Sept. 22, 2016, 12:55:08 PM EDT
                         You're whining. - (Another Scott) - (31) - Sept. 22, 2016, 06:04:26 PM EDT
                             Serious question. - (mmoffitt) - (30) - Sept. 23, 2016, 01:21:04 PM EDT
                                 Serious answer - (drook) - (2) - Sept. 23, 2016, 01:40:51 PM EDT
                                     By "Pragmatists" you mean capitulators, right? - (mmoffitt) - (1) - Sept. 23, 2016, 02:13:07 PM EDT
                                         Canada's system started in a few provinces then went national. - (Another Scott) - Sept. 23, 2016, 03:18:48 PM EDT
                                 You didn't say "Single Payer". You said "Medicare for All" - (Another Scott) - (26) - Sept. 23, 2016, 03:15:14 PM EDT
                                     Re: What Medicare system are you advocating ... Yes. That one. - (mmoffitt) - (25) - Sept. 26, 2016, 08:22:02 AM EDT
                                         Our government isn't going to change unless people vote sensibly. Which means voting D. -NT - (Another Scott) - (24) - Sept. 26, 2016, 08:30:59 AM EDT
                                             The last D put private insurers in our system by law. How'd that help? -NT - (mmoffitt) - (23) - Sept. 26, 2016, 08:39:22 AM EDT
                                                 "Put" isn't the word you're looking for there. -NT - (Another Scott) - (4) - Sept. 26, 2016, 08:43:54 AM EDT
                                                     Really? Private Insurers were in the system by federal law before? -NT - (mmoffitt) - (3) - Sept. 26, 2016, 11:06:35 AM EDT
                                                         Define "the system" that you're talking about for me. "Medicare Advantage" ring a bell? -NT - (Another Scott) - (2) - Sept. 26, 2016, 11:42:44 AM EDT
                                                             Part C is redundant coverage that could have been placed in part B. -NT - (mmoffitt) - (1) - Sept. 26, 2016, 11:54:07 AM EDT
                                                                 Shoulda woulda coulda. The law and the system has to deal with reality. ;-) -NT - (Another Scott) - Sept. 26, 2016, 12:05:48 PM EDT
                                                 Action first, payment second - (drook) - (17) - Sept. 26, 2016, 10:09:51 AM EDT
                                                     Not at all. - (mmoffitt) - (16) - Sept. 26, 2016, 11:08:03 AM EDT
                                                         What does "as a right" mean? - (drook) - (15) - Sept. 26, 2016, 11:34:34 AM EDT
                                                             In America, you get the healthcare you can pay for and nothing else. That's wrong. - (mmoffitt) - (14) - Sept. 26, 2016, 11:56:19 AM EDT
                                                                 In Canada... - (Another Scott) - (6) - Sept. 26, 2016, 12:10:32 PM EDT
                                                                     Well, there was one once. - (mmoffitt) - (5) - Sept. 26, 2016, 02:29:39 PM EDT
                                                                         Re: Well, there was one once. - (Another Scott) - (4) - Sept. 26, 2016, 03:25:07 PM EDT
                                                                             So, Mike was privileged even as a youth! :) -NT - (a6l6e6x) - Sept. 26, 2016, 03:38:09 PM EDT
                                                                             So, you know my own experiences better than I? - (mmoffitt) - (2) - Sept. 26, 2016, 04:01:53 PM EDT
                                                                                 Point is, you were a sample of one. That is all. :-) -NT - (Another Scott) - (1) - Sept. 26, 2016, 04:06:16 PM EDT
                                                                                     Okay, Twas not the thrust anyway. :0) -NT - (mmoffitt) - Sept. 26, 2016, 04:09:21 PM EDT
                                                                 Thanks for confirming - (drook) - (6) - Sept. 26, 2016, 01:55:52 PM EDT
                                                                     You've got a strange definition of equality embedded in that statement. -NT - (mmoffitt) - (5) - Sept. 26, 2016, 02:30:28 PM EDT
                                                                         More words, please? -NT - (drook) - (4) - Sept. 26, 2016, 02:34:08 PM EDT
                                                                             Re: More words, please? - (mmoffitt) - (3) - Sept. 26, 2016, 02:40:25 PM EDT
                                                                                 You don't seem to understand *your own* words - (drook) - (2) - Sept. 26, 2016, 02:52:17 PM EDT
                                                                                     Simpler summary of my view: An unequal system is not a defensible system. -NT - (mmoffitt) - (1) - Sept. 26, 2016, 04:03:17 PM EDT
                                                                                         Do you prefer no system? - (drook) - Sept. 26, 2016, 05:00:41 PM EDT
                         Two things - (drook) - (6) - Sept. 22, 2016, 06:39:36 PM EDT
                             Re: (2) - (mmoffitt) - (5) - Sept. 23, 2016, 08:28:57 AM EDT
                                 Read much? - (drook) - (4) - Sept. 23, 2016, 09:58:49 AM EDT
                                     Might depend on what "household" means here. - (Another Scott) - (3) - Sept. 23, 2016, 10:26:58 AM EDT
                                         They're covered - (drook) - Sept. 23, 2016, 10:46:08 AM EDT
                                         That's because ... - (mmoffitt) - (1) - Sept. 23, 2016, 12:59:16 PM EDT
                                             Didn't you say ... - (drook) - Sept. 23, 2016, 01:50:06 PM EDT
         So she would have been covered before the ACA? -NT - (malraux) - (13) - Sept. 21, 2016, 10:17:25 AM EDT
             24 by law, but some plans it would have been 26. Both with no restrictions on pre-existing. - (mmoffitt) - (12) - Sept. 21, 2016, 01:34:38 PM EDT
                 OK, so you paid through the end of the month - (rcareaga) - (7) - Sept. 21, 2016, 02:07:42 PM EDT
                     I'd expect that attitude from a Hillary supporter. - (mmoffitt) - (6) - Sept. 21, 2016, 02:12:19 PM EDT
                         FIFY - (rcareaga) - (5) - Sept. 21, 2016, 02:37:27 PM EDT
                             But you *DID* get something. - (mmoffitt) - (4) - Sept. 21, 2016, 04:28:21 PM EDT
                                 What part of "tangible terms" was unclear? -NT - (rcareaga) - (3) - Sept. 21, 2016, 07:27:26 PM EDT
                                     What part of "no tangible thing != nothing" is unclear? - (mmoffitt) - (2) - Sept. 22, 2016, 08:41:35 AM EDT
                                         you are betting hundreds of dollars every month that you will get a dread disease. You lose monthly -NT - (boxley) - (1) - Sept. 22, 2016, 12:51:27 PM EDT
                                             I'm not so worried about myself. - (mmoffitt) - Sept. 22, 2016, 01:12:56 PM EDT
                 So.... - (malraux) - (3) - Sept. 21, 2016, 02:16:12 PM EDT
                     This bad, it had to be intentional. - (mmoffitt) - (2) - Sept. 21, 2016, 02:18:55 PM EDT
                         Never ascribe to malice, etc. - (malraux) - (1) - Sept. 21, 2016, 02:37:23 PM EDT
                             Come on, nobody's that thick. ;0) -NT - (mmoffitt) - Sept. 21, 2016, 04:30:37 PM EDT
         Could be worse - (dmcarls) - (1) - Sept. 23, 2016, 10:44:07 PM EDT
             Wow. Bibi got his, didn't he? Well done, Obama. -NT - (Another Scott) - Sept. 23, 2016, 10:53:18 PM EDT
         Yeah, Obama's horrible all right. - (Another Scott) - (1) - Sept. 22, 2016, 06:31:19 PM EDT
             Touching. Nice to see he knows how to use a six year old. -NT - (mmoffitt) - Sept. 23, 2016, 08:25:01 AM EDT

Shop smart. Shop S-Mart.
75 ms