I need to hire someone, the husband has the qualities I need but his wife is a quad and my small business policies would shoot thru the roof if I hire him. Guess what, he aint going to get hired.
Im assuming you have health care coverage of some kind. I do not have any. So yes I am aware of my personal limited options if I break. I will find a way to live without crying thats its unfair that I can never own more that one home and car because I am disabled. I realize that most Americans will spend their entire lives without owning a home.