They'll have no retirement savings. No way to pay for their kids to go to college.
Yes, many people are in that boat.
But the others they're not required to be in that boat for the rest of their lives. They can't accept financial help from family or friends.
He had a job where the employer didn't offer health insurance.
If he had a job where he got too large a raise, they'd lose an equivalent part of their benefits - benefits they paid for.
It's state-enforced poverty for no good reason.
Cheers,
Scott.