Who is the biggest US Debt Creditor? The Social Security Trust Fund at around 19% of the total. So, what do the right wingers in Washington decide to do? Cut future benefits. I like the way that works.

Me: Say, can I borrow $20.00 from you? I'll pay you interest.
You: Sure.
5 years later I still haven't paid you back.
Me: Say, I've borrowed a lot of money and now find my debt out of control.
You: Really? What are you going to do about that?
Me: Oh, it's been a painful decision. There's some wealthy people that morally owe me a ton of money, but I don't want to ask them for it. So I've decided to pay you back $10.00 and call my debt with you even. I have to do that because, well, because I've got to get my fiscal house in order.
You (if you're a Republican/Teabagger): That's Great!