They did ... sort of

Post #332,991 by drook 9/23/10 2:45:26 PM Reply	They did ... sort of First, how do you know you have the latest title document without doing a search? And who does the search? You keep ignoring that. Second, the bank did have documentation when the foreclosure started. Then when they agreed to a short sale and took their money, they didn't bother to tell the court that it was resolved. I still want to know who filed to re-open the case after someone filed to dismiss. -- Drew
Post #332,995 by beepster 9/23/10 3:04:13 PM Reply	Who is the controlling authority for that title? The Appraiser. It should be brain-dead simple for a title search to show their records were not current. So simple a court clerk could do it and reject the case as without merit. Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.
Post #333,002 by boxley 9/23/10 4:33:24 PM Reply	WTF beep it isnt a brain dead activity especially with all of the foreclosures. It takes a couple of hours to research a title with the public indexed documents, then there is the mindnumbing task of reading every single document that isnt indexed yet but has been accepted for recording. During the alaska housing bubble burst in 1983 we were up to 6 months behind in indexing and that is for a relatively small city much smaller than West Palm Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 55 years. meep
Post #333,016 by crazy 9/24/10 6:33:25 AM 9/24/10 7:06:34 AM Reply	Ahh, a magic moment When the reality of box's world world (along with Drook), both who have knowledge and experience, collides with Beep's perfect world. Sorry Bill, too easy. And you do try to live in your perfect world. Edited by crazy Sept. 24, 2010, 07:06:34 AM EDT Expand All History
Post #333,020 by beepster 9/24/10 7:26:03 AM Reply	1983? 2011. We're talking about a document management solution here. But its government. It can't be simple or it mustn't be right. Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.
Post #333,021 by Another Scott 9/24/10 7:55:57 AM Reply	FIFY We're talking about a ~~document management solution here~~ company that presented faulty evidence in court and took shortcuts here. Fixed it for you. More - http://finance.fortu...reclosure-tricks/ HTH. Cheers, Scott.
Post #333,026 by beepster 9/24/10 9:35:21 AM Reply	Re: FIFY d'uh. I'm advocating a check in the system against these things and am told i'm asking too much of the poor clerks that are responsible for maintaining the records that prove you own your home. Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.
Post #333,033 by Another Scott 9/24/10 10:23:50 AM Reply	People keeping records aren't investigators. HTH.
Post #333,037 by beepster 9/24/10 10:41:01 AM Reply	and if they keep the correctly there wouldn't be much to investigate, would there? Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.
Post #333,023 by boxley 9/24/10 9:16:58 AM Reply	so you got the money in west palm? title company joe shows up in front of a recorder with todays docs from all closings, filings. How many docs? 30 docs for 200 closings sound fair? total 6k recorder has to examine each one for compliance. How much time does that take? after compliance he must book and page each one with a stamp. Times 8 or 10 title companies per day plus the odd walk in that needs shit explained. Now we have approximately50k pieces of paper that need to be indexed then scanned. How do you index? It requires data entry, that takes time. with the foreclosures hitting triple the paperwork. I used to live in west palm so I know the dedication and skill set of the local government workers. They are lucky to have a running system at all, much less an efficient one. The true libertarian answer would be to close all courthouse recording systems and let the title companies compete for most accurate systems, I can picture that :-) Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 55 years. meep
Post #333,028 by crazy 9/24/10 9:56:51 AM Reply	No, a true libertarian would never leave the house He'd be sitting back, with his gun, waiting for someone to take what is his. Of course, he'll never have time to go to work, so he better work at home. Libertarian is another word anarchy.
Post #333,029 by beepster 9/24/10 10:01:10 AM Reply	6k times 5...30k, sound outlandish? at 30k, assuming that the proper government formatted forms are used (lawyers are involved, think we can assume that a given)...represents 2 hours and 30 minutes work on a production volume scanner. (leaving 5hrs and 30 minutes per day for backscanning) Add enterprise OCR, such as http://www.brainware.com/ over top of a well designed document management system with a tad of intelligence thrown in (maybe that is reserved for that lowly clerk) to validate ownership transfer is properly reflected in the system, throw the originals (referenced by the doc mgt system to a storage box number, so when folks like drew who think paper is a must can go digging) into a numbered box and keep in in whatever bunker you like. Next? Total system expense for this for my county would be paid for by the taxes of the homes on my block., which, by the way, still has 10 empty lots. Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.
Post #333,034 by drook 9/24/10 10:28:18 AM Reply	Where did I say I want paper? assuming that the proper government formatted forms are used Doesn't currently exist. Who would design them? Who would pay for all existing data interchanges to be updated? How long was your tax return last year? Mine was 35 pages once all the worksheets were added in, and that was a pretty simple return. Do you know how long a "standard" mortgage document would need to be to cover every possibility? The 30 pages Box mentioned is the simple ones. And they don't all have the same 30 pages. leaving 5hrs and 30 minutes per day for backscanning Backscanning of documents that predate the current system, and are frequently hand-written, not typed. Oh shit, all the historical paperwork would have to be entered by hand. And the stuff that's recorded electronically -- let's be wildly optimistic and say the last 30 years' worth -- still predate the standardized format, so every field has to be mapped, by hand. Add enterprise OCR So now you're not just trusting low-level bureaucrat to make a legal determination, you're trusting a computer program run by a bureaucrat. a well designed document management system Yes, because those are so easy to get right. "It's easy, it's easy, it's easy. Lalalalala ... I can't hear you." Not much of an argument there. -- Drew
Post #333,038 by beepster 9/24/10 10:42:54 AM Reply	Ok. fine. no progress is possible. Its too hard. I was never here. Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.
Post #333,039 by malraux 9/24/10 10:49:03 AM Reply	Two things: ICLRPD: "So now you're not just trusting low-level bureaucrat to make a legal determination, you're trusting a computer program run by a bureaucrat." Having been a part of several projects that involved creating document management systems for governments, I can say that in my experience well-designed document management systems for governments simply do not exist. Regards, -scott Welcome to Rivendell, Mr. Anderson.
Post #333,042 by beepster 9/24/10 10:55:08 AM Reply	Back to this. they are the responsible party for determining who owns property. and everyone seems to be resigned to the fact that they will do it badly. so now I guess I should go to pure libertarian status and just stop paying taxes. Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.
Post #333,041 by beepster 9/24/10 10:52:21 AM Reply	Re: Where did I say I want paper? pbp. who is GREAT at designing forms? why, the government. not everything has to be scannable to OCR. relevant fields only. rest can be archived, stored to image. Same point on history. Not all needed to be ocr handled or keyed, as the current record is (hopefully) at least somewhere on a computed. And guess what, now I have a system by which that low level bureaucrat is used to validate a process instead of doing something like taking a piece of paper that has typing on it and re-typing it. And when its simply replacing a file cabinet, yes, they are easy to get right. Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.
Post #333,043 by beepster 9/24/10 10:55:46 AM Reply	Forms http://www.hud.gov/o...ps/forms/hud1.cfm when's the last time you closed without one of these. Sure, understanding today's complex world of the future is a little like having bees live in your head. But...there they are.

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