its working deals. But thats no matter.
And the point is just that, the vast majority of people SHOULD pay attention to their money, and they don't. Your parents most likely did. Its not a job...its just smart.
And it sounds to me like you think it should NOT be your job to pay attention to your money. And you wonder how it became so easy to take it from you. Good lord. How is THAT the fault of some company?
Again, this is not a defense of the industry. The practices were designed to take advantage of the situation, and they did. But they had very willing participants...and still do. And you seem to think thats ok. Somehow, if I throw 1000 singles into the street in NYC...you seem to think that I should be able to walk out there and pick all 1000 back up....or there should be vast government intervention to get even with the people on the street who picked up my money and walked away...and I should have no culpability in the matter whatsoever.
But never mind, the credit card companies made everybody buy those iphone accounts and 60 inch plasma tvs and designer shoes. What was I thinking.