J and her twin sister have Social Security numbers that differ by one digit. And similar first names. Naturally, over the years, mistakes have been made in various credit reports. The end result was that when it came time to refinance a mortgage, the bankers would say things like - "hey, your cost is going to go up because you don't have enough income for 2 houses." Stress would ensue. They sometimes get mail for the other even though they live 1500 miles apart.

And we don't even have National ID Cards. Yet...

Thanks for the post. Be happy you don't live in Arizona! But apparently similar laws are being pushed in Ohio (of all places)...

Cheers,
Scott.