Post #31,765
3/11/02 10:09:52 PM
|
Warning about Paypal?
[link|http://www.paypalwarning.com/ThingsYouShouldSee/Default.htm|I saw a warning about Paypal] apparently it was in a banner ad. WTF are they talking about?
"Will work for fair salary and benefits, seeking company with integrity."
|
Post #31,835
3/12/02 12:34:03 PM
|
Not sure how to take your question...
Are you asking "WTF is PayPal"? It is just an intermediary service which allows individuals and businesses to make payments over the Web. You want to buy something on E-Bay, you tell paypal to pay $199 to the owner.... they take care of getting $199 to the owner they charge $199 to your credit card (plus a fee I think........this is apriori as I have never used it).
I've heard before that things are a little gray once disputes occur. For example......suppose you get stiffed (product does not show). You take the problem up with your credit card company. Credit card company puts the appropriate credit to your account and takes it up with PayPal. Paypal pays up. Two weeks later, PayPal then sends you a separate invoice for $199 + charges. Do you HAVE to pay? What are your rights?
(Sorry if I misunderstood your post/question).
-- William Shatner's Trousers --
|
Post #31,844
3/12/02 1:25:54 PM
|
What I meant
was what is up with all the warnings about Paypal? I always thought it was an Escro service or something? Basically that web page said so many bad things about them, are they true or false in those charges?
I am free now, to choose my own destiny.
|
Post #32,002
3/13/02 11:16:42 AM
|
Oh sorry
To be honest I thought they were "legit" and reliable. Your post was an eye opener for me.
-- William Shatner's Trousers --
|
Post #31,846
3/12/02 1:29:31 PM
|
Self-explanatory?
If you look at the links on the site, it's pretty obvious the folks behind it have an axe to grind with PayPal. In this case, it appears to have been a $10,000 axe. It's a collection of links to bad experiences with the service.
For myself, I've never dealt with PayPal because of the "electronic notification" clause in the TOS: it's up to you to continually inspect their website for (binding) changes to the TOS, they don't have to notify you separately.
And a website I'm the admin of refuses to deal with them because of the wide-open "reversal of payment" clause. Looks like that's also the one that caught out quite a few of the complainers on the site you found.
|
Post #31,872
3/12/02 2:51:16 PM
|
I've used PayPal
mostly for electronic trading on eBay. Am aware of the possibilities for grief - which is why I rely upon the buyer/seller's feedback rating, the immediacy and tone of e-mail exchanges, etc. I don't Have to complete a deal I find fishy in any way. A couple I've aborted.
So far so good. I haven't been ripped-off yet, in >100 transactions over the years. YMMV.
The alternative (re eBay anyway) is to use one of their captive services, BidPoint or some such. But PP was first. I deem eBay as going the way of Billy (with whom they are in bed) et al.. terminal greed + ever-increasing toy frills: which are rendering the site more and more cluttered with gew-gaws. They are also very hard to contact by phone; a litmus for future skullduggery IMhO. I expect I'll peddle quite fewer scopes, etc. in future. Life too short..
I'd guess that one's paranoia about PP can be mollified by: minimizing any chances that the buyer/seller might suffer buyer's remorse or other I am not responsible for my actions adolescent behavior. A way too high or low price is an indication of such possibilities.
Ashton
|
Post #32,000
3/13/02 11:03:54 AM
|
I agree...
And I use Paypal for accepting payments myself! Never had a problem, either. Of course, I don't do the volume of business the article mentions (my faith in humanity would be further eroded if I did! - hee hee...)
[link|http://panhandler.refers.to|Got a Dollar]?
[link|http://cluex4.refers.to|Buy a Clue]!
|
Post #32,077
3/13/02 5:50:29 PM
|
Hey Panhandler
er Im...
How's come ya sent back my Goodwill donation? WTF.. *anyone* can spare a buck.. (less'n they be a Repub of course - those guys Need Every $ in that Bilious-Green Parachute, natch.. it's their entire tawdry *Life*)
Ashton Occasionally I burn a bill.. to remind me what flufff and illusion is - in concrete form. Helps. The flame..clears the head.
|
Post #32,088
3/13/02 7:27:41 PM
|
Hmmm. Must be too much Thunderbird..
I don't remember giving anything back...
(Maybe it was Imric being over-sensitive about how close he was to needing handouts to survive, this time?)
[link|http://panhandler.refers.to|Got a Dollar]?
[link|http://cluex4.refers.to|Buy a Clue]!
|
Post #32,270
3/14/02 10:29:43 PM
|
Big scam
many of the scam artists make multiple accounts. One is their rip-off account and the other is their big account that gets good ratings from tons of other accounts that they created so they could bid on their own auctions and drive the price up. Then when you see their account has a lot of postive ratings, they go for the "big score" with items that seem to good to be true. Then that is how they get people like you into buying their stuff and them taking your money and not giving you anything. Be aware of PO Box addresses disguised as Apartments or Suites, etc. Usually they get a PO Box and try to make it look like a real address. If you call them number and it is disconnected, it is a good sign that it is a scam and they changed their phone number.
I am free now, to choose my own destiny.
|
Post #32,289
3/15/02 3:18:06 AM
|
'People like me' - have records of 0-scams to date,
for reasons mentioned. There is a lot of inferential information within the 'feedback' comments (which also have pointers) and there are other ways of dealing with any suspicious aspects.
What you are generalizing doesn't quite compute: there is only One person per account per 'feedback rating'; spend x-years building up "no negatives" and spend it all in an orgy of not-shipping ?? [you might get to 3 or 4 before someone blew whistle to eBay]. BTW - there is 'insurance' IIRC for up to $250, from eBay for any such event. You can bet that after paying that - they will do some tracking down. Bad for bizness otherwise, even if it costs them $1K to nail one.
Nope, dunno what you're talking about. I'm sure there are the occasional short-lived scams; also sure enough that however vigilant, you cannot remove all risk. I'll settle for 100% no-scam thus far, over ~4 yrs.
(I also believe that 'test equipment' is a category which is least likely to produce either the gullibility or the cupidity it takes, to get burned via unrealistic expectations. Fuzzy bears and collectible bird shit might give other results. So YMMV)
Ashton
|