I already have my own gear. It came in handy since I usually dove at least twice a week year 'round in Guam. Prices for gear there were low considering the volume of sales they made there, so I came out of there with a Chute II BCD, 2 sets of regs (one for my nitrox pony tank), a dive computer and all the extras. I was disappointed that they started the tech diving courses just as I was leaving the island. I would have liked to get the mixed air and decompression certs.
I have been looking initially at housing prices, and had noticed the property taxes, but since I haven't owned a house yet, I don't really know what's high. As for HOA, I'll keep that in mind. I don't really need a house in the snooty areas; and with no family, I don't really need an extravegant house or an especially new one, just one that's in good condition. With that in mind, I should be able to keep HOA fees low.