Quote from my wife's doctor last night
For some reason he got on the insurance cut. He said 25-50% depending upon coverage. No reference, no link, and also nothing to say which was better.
FWIW
"All men are like grass, and all their glory is like the flowers of the field;
the grass withers and the flowers fall, but the word of the Lord stands forever."
1 Peter 1:24-25