If I want to buy CDs for my retirement, I can do that by myself. And if some bureaucrat decides for whatever reason that I should get nothing, well, why should I pay into it, then? And if I did, where would my money go? That's hardly better than the current scam.
Next you'll be saying we need a government program to unzip our flies for us before we pee. But they'll only help us pee if they deem us worthy, and we get taxed for it regardless. Helping people pee. Now there's an interesting patronage job.
No nation ever became great or wealthy by government redistribution of wealth. A number have been severely harmed by it, though. The UK comes to mind. It's a wonder anyone's still stupid enough to believe in that horseshit.