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New Blame "Managed Care" systems and HMOs, etc.
Before we had those things, it wasn't so bad in Hospitals. Once the Greedy Pirate Bastage Insurance Execs got their grubby little hands on the Medical Industry, things changed for the worse. All of a sudden you have to fight for a hospital claim that they rejected, or else you'll be stuck with a huge bill you'll be paying off for the rest of your life. Also Medicine may not be covered or be covered at a huge price. I remember paying $89USD for AntiBiotics when I had the Flu, should have been a $15USD co-pay but the Greedy Pirate Bastage Insurance Execs decided that since the company that made the AntiBiotics didn't give them any kickbacks, that they wouldn't cover it any more. Of course they didn't tell the doctor this, or else she wouldn't have written it up for me. But I needed it badly, so I paid for it rather than wait a few days to get a new perscription.

Of course the insurance rates keep going up, a family of 3 can expect to pay $700USD to $1000USD a month to be covered. Soon it will be more. So much for affordable healthcare.



"Lady I only speak two languages, English and Bad English!" - Corbin Dallas "The Fifth Element"

New Already paying $700 a month to be covered.
And that's with a $300 a month employer contribution.

So, there's your $1000.

We just got a break. We changed companies, added deductibles (the prior plan had none).

Now, I pay $600 a month, but if any family member has to go to the hospital, it's $1000 plus 10% of the bill.

New BTW, orion
When you find out that the anti-biotics aren't covered, called the doctor's office and let them know. Usually, the doctor's office will co-operate with you on this.

If you let the doctor's office know up front what insurance they have, the admin can usually check the formulary on a website to make sure that you get "covered" anti-biotics before you ever leave the office.

It's a matter of communicating with the doctors and their admins. Be especially nice to the the admins because they are the gatekeepers to the doctors and largely determine how much attention you'll get in these matters. You would really be surprised at how much they know.

Glen Austin
New Yeah well it was like this
I got the AntiBiotics after 5pm, the Doctor's Office was closed for the day and the next day the Doctor had an Off-Day. Talking to the Answering Service or Doctor's office usually takes a few days to get back with me. I needed the AntiBiotics right away because I was so miserable.

I suppose maybe I should have called and went without it for a few days? My mistake.



"Lady I only speak two languages, English and Bad English!" - Corbin Dallas "The Fifth Element"

     Nursing shortage? Nope. - (deSitter) - (7)
         Blame "Managed Care" systems and HMOs, etc. - (orion) - (3)
             Already paying $700 a month to be covered. - (gdaustin)
             BTW, orion - (gdaustin) - (1)
                 Yeah well it was like this - (orion)
         BTW, Ross - (gdaustin) - (1)
             thx - still feel like I got hit by a truck :( -NT - (deSitter)
         Um, it's not only the insurance companies. - (mmoffitt)

Never date a Psych major.
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