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IWETHEY Home / IWETHEY Board / Open Forum / Re: Options
Post #116,844
by deSitter
Picture of deSitter
9/6/03 12:26:27 AM
9/6/03 12:26:55 AM
Reply
New Re: Options
I'm not broke, but I was in the hospital the minimum time for the transition from heparin IV to warfarin oral anti-coag. to take effect. I had no say so over whether I walked or stayed - I think the insurance companies deliberately throw up stupid obstacles in the hope that some people will just punt, or that others will no even know and they can obtain de-facto judgements. IOW HMOs are filled with slimebuckets. Surprise, it's here.

They HAVE to pay for the days when I was in - it was not voluntary, the condition was considered life-threatening. I owe only my co-pays and deductibles.
-drl
Collapse Edited by deSitter Sept. 6, 2003, 12:26:55 AM EDT
Re: Options
I'm not broke, but I was in the hospital the minimum time for the transition from heparin IV to warfarin oral anti-coag. to take effect. I had no say so over whether I walked or stayed - I think the insurance companies deliberately throw up stupid obstacles in the hope that some people will just punt, or that others will no even know and they can obtain de-facto judgements. IOW HMOs are filled with slimebuckets. Surprise, it's here.

They HAVE to pay for the days when I was in - it was not voluntary, the condition was considered life-threatening. I owe only my co-pay.

-drl
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Post #116,885
by orion
Picture of orion
9/6/03 1:19:17 PM
Reply
New Keep fighting it
Sometimes they refuse to pay, hoping that the customer won't fight it so that they can save money. See if you can contact Jay Nixon or one of the other politicians in our area if the insurance company gives you a hard time. Make sure that you document everything and get notes from your doctor that you had no choice but to spend those days in the hospital.

Most likely their major issue is that your Primary Care Doctor didn't send you to the hospital or treat you, see if you can get a note from him or her saying that they authorized a hospital visit. They might just write one up for you even if they didn't authorize it. Fax it to the insurance company and keep a copy for your records.


"Lady I only speak two languages, English and Bad English!" - Corbin Dallas "The Fifth Element"
     Medical bills and bank assets - (deSitter) - (12) - Sept. 5, 2003, 07:38:53 AM EDT
         Things to do - (jbrabeck) - Sept. 5, 2003, 09:24:36 AM EDT
         Talk to the Doc... - (bepatient) - (3) - Sept. 5, 2003, 09:24:50 AM EDT
             Re: Talk to the Doc... - (deSitter) - (2) - Sept. 5, 2003, 09:29:27 AM EDT
                 They can't play that game... - (bepatient) - Sept. 5, 2003, 09:37:14 AM EDT
                 They can't touch anything - (jbrabeck) - Sept. 5, 2003, 09:43:32 AM EDT
         You need to be proactive - (Mike) - Sept. 5, 2003, 11:45:15 AM EDT
         Call hospital and ask for patient advocate. - (tuberculosis) - Sept. 5, 2003, 02:33:52 PM EDT
         Options - (orion) - (2) - Sept. 5, 2003, 09:21:46 PM EDT
             Re: Options - (deSitter) - (1) - Sept. 6, 2003, 12:26:55 AM EDT
                 Keep fighting it - (orion) - Sept. 6, 2003, 01:19:17 PM EDT
         Re: Medical bills and bank assets - (Nightowl) - Sept. 5, 2003, 11:20:21 PM EDT
         start lettering with "return receipt requested" - (boxley) - Sept. 5, 2003, 11:40:20 PM EDT

But he doesn't look quite skeletal enough for both to be true, does he?
44 ms