Well I need 98 for some games that XP won't play and for developing software for Windows 9X that can't be compiled with XP. If I compile VB code on XP, it cannot run on 98, 95, etc. I've tried this before, trust me on this.

I only have 128M of RAM, so XP is going to run a bit sluggish. It will be a while before I can afford another upgrade, so 98 will run smooter than XP will.