IWETHEY v. 0.3.0 | TODO
1,095 registered users | 0 active users | 0 LpH | Statistics
Login | Create New User
IWETHEY Banner

Welcome to IWETHEY!

IWETHEY Home / IWETHEY Board / Open Forum / call state farm other mainline folks
Post #98,105
by boxley
4/22/03 11:04:00 PM
Reply
New call state farm other mainline folks
You might need replacement cost, same sq footage and rooms not rebuilding the same. Some folks want the black walnut replaced and get pissed at their insurers if they dont get it. Others are happy with vineer. Shop around.
thanx,
bill
will work for cash and other incentives [link|http://home.tampabay.rr.com/boxley/resume/Resume.html|skill set]

questions, help? [link|mailto:pappas@catholic.org|email pappas at catholic.org]

Carpe Dieu
Post #98,131
by cwbrenn
4/23/03 6:49:51 AM
Reply
New State Farm gave me same spiel
damn their eyes. :)

Both USAA and State Farm flatly refuse to "under-insure" the house.

Me: But if I need to rebuild, I'm not going to have plaster walls. I'm going to have sheet rock walls, and PAINT IT.

Them: We know, but we have to insure it to the full value.

Me: But my mortgage company says the full value of the house, to rebuild new, is $235K.

Them: But the true cost to rebuild from original materials is much higher thant hat.

Me: ...

Them: Will you be paying by Visa or MasterCard?



I'm on the ropes here, because I have to provide homeowners insurance within 5 days of closing, and I have 3 days left before those 5 days are up.
"We are all born originals -- why is it so many of us die copies?"
- Edward Young
     The saga continues: the hidden cost of buying an old house - (cwbrenn) - (17) - April 22, 2003, 09:48:11 AM EDT
         Gah. -NT - (admin) - (7) - April 22, 2003, 09:54:32 AM EDT
             On the other hand... - (cwbrenn) - (6) - April 22, 2003, 10:03:43 AM EDT
                 Re: On the other hand... - (deSitter) - (3) - April 22, 2003, 10:16:31 AM EDT
                     We already know about the property tax - (cwbrenn) - (2) - April 22, 2003, 10:58:46 AM EDT
                         You're a NYker now - (deSitter) - (1) - April 22, 2003, 11:06:34 AM EDT
                             LOL - (cwbrenn) - April 23, 2003, 06:53:04 AM EDT
                 Does your house - (folkert) - (1) - April 22, 2003, 10:48:06 AM EDT
                     *groan* - (cwbrenn) - April 22, 2003, 11:01:28 AM EDT
         Wait a minute... - (jbrabeck) - (3) - April 22, 2003, 12:36:04 PM EDT
             That's a different insurance. - (cwbrenn) - (2) - April 22, 2003, 03:37:34 PM EDT
                 From the sound of it... - (jbrabeck) - (1) - April 22, 2003, 04:52:13 PM EDT
                     I was wrong. - (cwbrenn) - April 23, 2003, 06:51:21 AM EDT
         Sounds fishy - (tuberculosis) - (4) - April 22, 2003, 09:09:19 PM EDT
             I'm thirding this - (kmself) - (1) - April 22, 2003, 11:02:23 PM EDT
                 my brother's father-in-law is in real estate - (cwbrenn) - April 23, 2003, 06:56:57 AM EDT
             call state farm other mainline folks - (boxley) - (1) - April 22, 2003, 11:04:00 PM EDT
                 State Farm gave me same spiel - (cwbrenn) - April 23, 2003, 06:49:51 AM EDT

Fusion power might transform the Middle East from an important strategic asset for the Western world into a bunch of strangers killing themselves over disagreements about sand and magic.
60 ms