$22k is what was just reported as the combined total of employer + employee contributions for my current policy.

(In Belgium the entire healthcare operation plus a good chunk of the general social safety net is funded by a 15.3% payroll tax, split 50/50 between employee and employer. There are no waiting lists for regular care [long term care is something else] and the quality is second to none. There is definitely room for improvement here. Unfortunately, the industry, pharma in particular, is exporting the US business model worldwide and with right wingers in control almost everywhere, the system is under intense pressure.)

[Mental tyop. It is 2 x 7.65%, not 2 x 6.57% ...]