Agree entirely with the frugal solution, even where I could.. indulge in a shiny-shiny with 0-miles. That palatial box seems a real steal.
Will have to find if 'notebook' is a firm decision (vs. her 27" iMac, as surely needs to be maxxed-out anyway.,)
If it comes down to a flip-coin? I might have to win a Scrabble game soundly, to prevail..

If she's planning a serious project, involving any Hi-rez? it is hard to argue against appropriate CPU/GPU and mondo Mem.
Also eyesight may be a factor; I can still appreciate miniaturization (except the way Apple $$uses it: to render upgrades impossible.)
But small-screen to do anything creative in graphics? (Pity the Cinema display is aimed at the gentry; a n/b's video on 2nd Mon still seems scrawny.)

Wow 96 GB: how many tabs open? :-0
(bet that the cookie-processor would be overloaded, even with hyper-AdBlock.) Each site seems to dump many more in last couple years;
I clean them out now, periodically: pure time-waste as that is.)