I have been paying for mine since they started deducting

Post #378,934 by boxley 8/7/13 6:01:09 PM Reply	I have been paying for mine since they started deducting the medicare portion of my paycheck. When I hit social security age I will use it. If I get too ill to work then I can use what I have paid in to get coverage under SSI. Just because you want to go to a doc everytime your handss get sweaty and are too fucking cheap to pay by the visit don;t whine about others. I see a doctor as needed and have negotiatted fees for most services which I pay. At 30 I was told to take High blood preasure medication at $200 a month. I bought $10 worth of life insurance instead. Choices, you made yours I made mine. Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
Post #378,936 by folkert 8/7/13 6:07:48 PM 8/7/13 6:08:47 PM Reply	Listen BO... If you'd go to the effing Doctor's office once in a fecking while, you might just not be such and insufferable dolt, trying to inflict your style of banter that nearly no-one understands or wants to. I've also been paying for that "privilege" as long as i have been working. Oh wait... now you WANT that security net in place? What the hell? Who are you and what have you done with BO? -- greg@gregfolkert.net PGP key 1024D/B524687C 2003-08-05 Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C Edited by folkert Aug. 7, 2013, 06:08:47 PM EDT Expand All History
Post #378,937 by boxley 8/7/13 6:13:49 PM Reply	readme in my posts I go to a doctor regularly and pay for the visit, not like you who just pays a 10% co-pay then bitch when I dont want to chip in to the other $85 your insurance pays. I just pay cash, full negotiated amount and done. Procedures like colonoscopies are negotiable. Thats how I do it. I don't go around whinig about how others need to pay the same way I do. If you don't want to read my posts then quit fucking reading them, much less responding to them Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
Post #378,938 by folkert 8/7/13 6:34:57 PM 8/7/13 6:35:56 PM Reply	I pay over $18,000 in premiums you ass munch. And for my full family and everything... $2389 per month. -- greg@gregfolkert.net PGP key 1024D/B524687C 2003-08-05 Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C Edited by folkert Aug. 7, 2013, 06:35:56 PM EDT Expand All History
Post #378,939 by malraux 8/7/13 6:44:24 PM Reply	Still don't understand why you pay so much BCBS of Michigan will take anyone - by law, they're the insurer of last resort in Michigan. They don't charge based on history either. 80/20 $2500 deductible runs about $800/mo for a family of 4, I think. Certainly not any $2400/mo. The only rub is a 6mo pre-existing exclusionary period, but that doesn't count for kids and (IIRC) it's waived in certain circumstances. Regards, -scott Welcome to Rivendell, Mr. Anderson.
Post #378,940 by boxley 8/7/13 6:51:45 PM Reply	thats why he whines so much and wants me to pay his fair share. Not my fault he has the most expensive plan in the country Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
Post #378,941 by folkert 8/7/13 6:57:36 PM Reply	oh... Fuck yourself. I pay the employer portion and everything for dental and vision coverage. Plus I have a bit of long term disability in there should I ever fucking need it you ass munch. -- greg@gregfolkert.net PGP key 1024D/B524687C 2003-08-05 Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
Post #378,946 by boxley 8/7/13 8:51:02 PM Reply	hey, Im not the one avoiding paying into the collective we Ass munch youself. You owe the feds about 4k on that money if there was a level playing field. All you fat cats on a benefit heavy contract to avoid paying taxes, would have to pay that shit AFTER taxes, like the great unwashed over here. So how much did you bet that you would be fucking demented before the age of 50? Looks like you made the right bet. Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep
Post #378,948 by folkert 8/7/13 11:11:00 PM Reply	... you can just live in your own world. I make far less than you do anyway... so WTF are you worrying about. -- greg@gregfolkert.net PGP key 1024D/B524687C 2003-08-05 Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
Post #378,942 by folkert 8/7/13 7:03:01 PM Reply	Company has no brick and mortar in Michigan. So, due to some things to deal with how Michigan sees foreign entities (not in the Michigan Tax base) Coverage is based on a very nasty and complex series of things the Politicians put in place oh so many years ago and they still have the protectionism going on... At least that is what I am being told. -- greg@gregfolkert.net PGP key 1024D/B524687C 2003-08-05 Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
Post #378,943 by malraux 8/7/13 7:41:59 PM Reply	So don't get your coverage through your company. BCBS doesn't care about pre-existing if you don't care about a 6 month exclusion period (which will only be 3 months given that ends in 2014). Regards, -scott Welcome to Rivendell, Mr. Anderson.
Post #378,949 by folkert 8/7/13 11:15:05 PM Reply	The only stuff they will "provide" Is through an "HR" company called Trinet. I'm almost ready to just have them pay me and have the money and then buy my own. We have pre-existing conditions already... Diabetes, My adult Child has some existing things going on... So that leaves us out. -- greg@gregfolkert.net PGP key 1024D/B524687C 2003-08-05 Fingerprint: E1D3 E3D7 5850 957E FED0 2B3A ED66 6971 B524 687C
Post #378,958 by malraux 8/8/13 2:15:09 PM Reply	Ignore what your company provides. Just drop their insurance. You'll save money regardless, from the sounds of it. With respect to the pre-existing conditions, only you can make the decision if 3 months is too long. Given the cost of insulin, I would imagine it might still be cheaper to pay for it out of pocket for a few months. I pay $300/mo for my BCBS insurance, for just me, and I've got enough pre-existing conditions that other insurance companies won't cover me. Regards, -scott Welcome to Rivendell, Mr. Anderson.
Post #378,960 by boxley 8/8/13 3:08:04 PM Reply	go to costco and get some https://www51.aetna....stco/basicInfo.do Any opinions expressed by me are mine alone, posted from my home computer, on my own time as a free American and do not reflect the opinions of any person or company that I have had professional relations with in the past 58 years. meep

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