If you were driving in a t-shirt with no seatbelt, no license and no registration, you'd be in a hurry to get home, too.
I would change that to read:
If you were driving in just a t-shirt with no seatbelt, no license and no registration, you'd be in a hurry to get home, too.
The word "just" gives it a whole new dimension. ;)
Brenda