I've been supporting Windows since before 3.1 and crashes due strictly to OS bugs are simply not the issue they once were. Note I did not say nonexistent. But, they aren't a big enough concern for me to worry over. I have all my field staff set to use automatic updates and just about the only calls I get related to updates are from users worried about installing *anything* in response to a "popup".

Almost the entirety of "my system crashed" calls are hardware related.